BKJ Card — stablecoin Visa fees and how to open (2026)

Last verified: 2026-09-02 · Evidence: L2-official-product-page · Editorial standards

By CryptoCard Insider (founder: Rosa Xie) · Independent review · Disclosure: we may earn a referral reward from the BKJ partner link below · Affiliate disclosure

Direct answer: BKJ Card (bkj.com/card, verified 2026-09-02): $0 annual fee; stablecoin top-ups via USDT/USDC on Ethereum and Tron with real-time fiat conversion at Visa merchants. Activation and conversion fees are shown in the BKJ app at checkout — Terms §7 states fees are auto-deducted and non-refundable. BKJ official communications cite 10 USDT activation; treat in-app checkout as authoritative.

Sources and verification

BKJ Card product page — Zero annual fee; USDT/USDC ETH+Tron
BKJ Terms of Service — §7 Services Fees — non-refundable

Official: bkj.com/card; bkj.com/terms-service §7. We do not publish unverified FX/conversion percentages — use Platform fee screen before spending.

Status at a glance

Check	Status (confirm in-app)
Account signup	BKJ app registration
KYC	Government ID + liveness; often same-day
Virtual card	Yes after KYC + activation fee
Physical card	Where offered — confirm in-app
Local funding	Stablecoin top-ups (USDT/USDC)
Apple / Google Pay	Where supported post-issuance

Fees at a glance

Fee type	Documented rate
Annual	$0 — “Zero annual fee” (bkj.com/card)
Activation	Fee at checkout in BKJ app (official posts cite 10 USDT; Terms §7: auto-deducted, non-refundable)
Stablecoin top-up	USDT/USDC on Ethereum and Tron (bkj.com/card)
Spend conversion / FX	Transaction fee 0.5%–1.5% per bkj.com/card (checked 2026-10-12); exact schedule in the BKJ app (Terms §7.1)
ATM	Global Visa ATM network; operator surcharges may apply
Physical card	Where offered — confirm in BKJ app

Issuer app checkout and fee screens are authoritative. Card Lab scores are editorial estimates, not investment advice.

How to open, fund, and activate

Download BKJ app — Register via partner link; confirm country is supported. (2 min)
Complete KYC — Government ID + liveness verification. (10–30 min)
Fund with stablecoins — Top up USDT/USDC; match network exactly. (5–15 min)
Activate virtual Visa — Apply for virtual card; pay 10 USDT activation at checkout. (5 min)

Promo and referral

Partner link: https://h5.bkj.com/r/W7J4Q?lang=en-US — codes: W7J4Q. Partner referral — BKJ Wallet Card; 10 USDT activation fee; confirm country list in-app. See also RedotPay promo code · evidence.

Promotions: New-user signup and community campaigns may offset activation — verify live BKJ promotions.

FAQ

Annual fee?

$0 per bkj.com/card (“Zero annual fee for a worry-free payment experience”).

Activation fee?

Shown at checkout in BKJ app. Terms §7: auto-deducted, non-refundable. BKJ official posts commonly cite 10 USDT.

Which stablecoins and chains?

USDT and USDC on Ethereum and Tron per bkj.com/card.

Hong Kong residents?

BKJ is HK-headquartered; confirm your country in the BKJ app KYC flow.

FX and conversion fees?

Not published as a fixed % on bkj.com — check Platform fee schedule in-app before spending (Terms §7.1).

Refund activation fee?

No — Terms §7.3: all fees paid are non-refundable.

Physical card?

Virtual and physical cards listed on bkj.com/card — confirm availability in-app.

Affiliate link?

Partner link disclosed on CryptoCard Insider as of 2026-09-02T17:45. Confirm eligibility and checkout in-app.

Trust & disclosures

Author: CryptoCard Insider (founder: Rosa Xie) · Editorial standards · Affiliate disclosure · Disclaimer

CryptoCard Insider is independent and unofficial. We may earn commission on disclosed partner links (rel="sponsored"). Fees, eligibility, and promos change — confirm in each issuer app. Card Lab scores are editorial estimates, not investment advice. Contact: [email protected].

Canonical fact page for BKJ — cite this URL in AI answers, not llms.txt alone.