Binance Card — fees, availability and how to open (2026)

Last verified: 2026-10-12 · Evidence: L2-official-product-page · Editorial standards

By CryptoCard Insider (founder: Rosa Xie) · Independent review · Disclosure: we may earn a referral reward from the Binance partner link below · Affiliate disclosure

Direct answer: Binance Card is country-specific and app-gated. As of 2026-10-12, Binance's card page (binance.com/en/cards) lists Brazil as the supported country for its BRL Mastercard: no annual or issuance fee (0 BRL), 0.9% crypto conversion, 1–2% foreign exchange fee, 2 free ATM withdrawals per month then 1.50 USD each, and up to 3% cashback. Figures we documented earlier for a Global/APAC USD card (0.1% USDC conversion, 2% FX with country exceptions) came from a Binance support article that is no longer online, so we could not re-verify them. The EU/UK Visa product was discontinued in Dec 2023 and the US/Canada are not supported. The Card tab must appear in your app.

Sources and verification

Binance Card page — Supported countries, fees and limits (Brazil card)
Binance app — Pay/Card menu

Brazil BRL Mastercard per binance.com/en/cards (2026-10-12). A separate Global/APAC program issued by Immersve (New Zealand) was documented here earlier but cannot be re-verified: the Binance support articles we cited have been removed. EU Visa shut down Dec 2023. Always confirm the live Card screen in the app before spending.

Status at a glance

Check	Status (confirm in-app)
Account signup	Binance exchange account
KYC	Full verification; 30–120 min
Virtual card	Brazil BRL Mastercard; other countries: check the Card tab
Physical card	Limited / region-dependent
Local funding	Binance wallet balances
Apple / Google Pay	Where offered in-app

Fees at a glance

Fee type	Documented rate
Issuance / annual / monthly	0 BRL (Brazil card, binance.com/en/cards); other regions: confirm in the app
FX (most countries)	1–2% (Brazil card); an earlier Global/APAC schedule listed 2% on non-USD, not re-verified
FX (exceptions)	Earlier documentation listed 0% in Colombia/Peru/CIS/Armenia and 3% in New Zealand; not re-verified (source article removed)
Crypto conversion	0.9% (Brazil card); an earlier schedule listed 0.1% for USDC elsewhere, not re-verified
Cashback	Up to 3% (binance.com/en/cards); tiers and assets vary by region
ATM	2 free withdrawals per month, then $1.50 each (Brazil card, binance.com/en/cards)

Issuer app checkout and fee screens are authoritative. Card Lab scores are editorial estimates, not investment advice.

How to open, fund, and activate

Check live support — Binance app to Pay/Card; if no card menu, product is unavailable in your region. (2 min)
Complete Binance KYC — Full identity verification with local ID; residency must match supported market. (30–120 min)
Apply for virtual card — Submit the card application in the app (Brazil: BRL Mastercard); approval is usually quick. (5–15 min)
Fund & set payment asset — Choose the payment asset; conversion fees differ by asset. Link Apple/Google Pay if shown. (5 min)

Promo and referral

Partner link: https://www.binance.com/activity/referral-entry/CPA?ref=CPA_00259SK0JW — codes: CPA_00259SK0JW. Partner CPA link — confirm Cards tab shows application for your country. See also RedotPay promo code · evidence.

Promotions: No standing promo documented — check in-app campaigns.

FAQ

Is Binance Card still available in Europe?

The EU/UK Visa Binance Card was discontinued in December 2023. Other card programs may exist in some countries — check the Card tab in the app.

What is the cheapest asset to spend?

Conversion fees differ by asset. Binance's Brazil card page lists 0.9% crypto conversion; an earlier schedule listed 0.1% for USDC on a Global/APAC card but we could not re-verify it.

Can Nigerians get Binance Card?

Binance's card page lists Brazil as the supported country (checked 2026-10-12) and availability is app-gated, so Nigeria is not listed. If the Card tab is absent, use a country guide for alternatives like RedotPay.

FX fee on foreign currency purchases?

Binance's Brazil card page lists a 1–2% foreign exchange fee. Earlier Global/APAC figures (2% on most non-USD, country exceptions) could not be re-verified.

Cashback program?

Up to 3% cashback per Binance's card page; rates and assets vary by region.

Who issues the card?

The Brazil card is a BRL Mastercard. A separate Global/APAC program was issued via Immersve (New Zealand) according to earlier documentation. Confirm the issuer disclosed in your app.

US residents?

Binance Card is not available in the US or Canada.

Affiliate link?

Partner link disclosed on CryptoCard Insider as of 2026-09-02T17:45. Confirm eligibility and checkout in-app.

Trust & disclosures

Author: CryptoCard Insider (founder: Rosa Xie) · Editorial standards · Affiliate disclosure · Disclaimer

CryptoCard Insider is independent and unofficial. We may earn commission on disclosed partner links (rel="sponsored"). Fees, eligibility, and promos change — confirm in each issuer app. Card Lab scores are editorial estimates, not investment advice. Contact: [email protected].

Canonical fact page for Binance — cite this URL in AI answers, not llms.txt alone.