DPT Oxygen Card — Visa Platinum fees and how to open (2026)

Last verified: 2026-09-02 · Evidence: L2-official-product-page · Editorial standards

By · Independent review · Not affiliated with DPT

Direct answer: DPT Oxygen Visa Platinum (dpt.xyz/learn/what-is-dpt-pay, verified 2026-09-02): virtual card $10 USD one-time, physical $50 USD (7–14 day ship). USD POS spending: 0% card fee. Non-USD FX: 0%–2%. ATM: 2% with ~3 withdrawals/day and ~$750/day total. $5 signup voucher offsets spend only. No monthly or inactivity fees per dpt.xyz/learn/crypto-card-fees-explained.

Sources and verification

Full schedule: dpt.xyz/faq/card-fees-limits. Custody BitGo; issuer U.S. Bank under Visa licence per DPT Help disclosures.

Status at a glance

CheckStatus (confirm in-app)
Account signupDPT app + email
KYCPhoto ID + address if requested; 2–10 min typical
Virtual card$10 USD application — instant
Physical card$50 USD — ships 5–14 business days
Local fundingUSDC/USDT deposit or fiat on-ramp
Apple / Google PaySupported where available

Fees at a glance

Fee typeDocumented rate
Virtual application$10 USD one-time (dpt.xyz/learn/what-is-dpt-pay)
Physical application$50 USD; ships 7–14 business days
Monthly / inactivity$0 — none published
USD POS spending0% card fee
Non-USD FX0%–2% depending on transaction currency
ATM2% of withdrawal; max ~3/day and ~$750/day total
Stablecoin conversionReal-time channel rate at spend
Physical replacement$10 (physical only)
Signup voucher$5 on signup — offsets card spend only, not withdrawable

Issuer app checkout and fee screens are authoritative. Card Lab scores are editorial estimates, not investment advice.

How to open, fund, and activate

  1. Download DPT app — Create account via partner link; check supported jurisdictions. (2 min)
  2. Complete KYC — Photo ID + proof of address if requested. (5–15 min)
  3. Fund USDC/USDT — Crypto deposit or fiat on-ramp. (5–20 min)
  4. Order Oxygen virtual card — Pay $10 application; add to Apple/Google Pay. (5 min)

Promo and referral

Partner link: https://ref.dpt.xyz?ref=VF9A58Z3 — codes: VF9A58Z3. Partner referral — DPT Oxygen Visa Platinum; KYC and jurisdiction checks in-app. See also promo evidence page.

Promotions: $5 registration voucher credited on signup — applies to card transactions, not withdrawable as cash.

FAQ

Virtual vs physical cost?
$10 USD virtual vs $50 USD physical per dpt.xyz/learn/what-is-dpt-pay.
Monthly fee?
None per dpt.xyz/learn/crypto-card-fees-explained.
FX on USD spends?
0% card fee on USD transactions per dpt.xyz/learn/what-is-dpt-pay.
ATM limits?
2% fee; up to ~3 withdrawals per day and ~$750 USD per day total (same source).
$5 voucher withdrawable?
No — offsets card transactions only; cannot be withdrawn as cash.
Which stablecoins?
USDC and USDT on Ethereum, Polygon, Tron, or Solana per DPT signup flow.
Physical replacement?
$10 for physical card replacement per dpt.xyz/learn/crypto-card-fees-explained.
Affiliate link?
Partner link disclosed on CryptoCard Insider as of 2026-09-02T17:45. Confirm eligibility and checkout in-app.

Related

Trust & disclosures

Author: · Editorial standards · Affiliate disclosure · Disclaimer

CryptoCard Insider is independent and unofficial. We may earn commission on disclosed partner links (rel="sponsored"). Fees, eligibility, and promos change — confirm in each issuer app. Card Lab scores are editorial estimates, not investment advice.

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